Steve McGowan - NZMBA Mortgage Broker

Steve's financial career started straight from high school where he gained his financial knowledge in New Zealand's largest bank - ANZ.  After 10 years this gave him the grounding and understanding on "how banks work."  Steve has a passion for numbers and combined with his interest in real estate, mortgage broking is the ideal way to utilise his financial skills.

20 Years of Commercial Banking Experience
ADVOCO Mortgages & Insurance started when Steve was approach by a very experienced ex-banker who ran a well established mortgage broking business. Steve quickly became a Senior Broker of the company, which became one of New Zealand's larger residential and commercial mortgage broking businesses. With his 10 years banking experience and a further 10 years experience as a mortgage broker/adviser, Steve has been there and has the know-how to help you, whether you are a first home buyer, second home buyer, investor, developer or business operator.

Steve soon became an expert in the hard to place home loans; mortgagee sales and clients in mortgage arrears or with credit impairment. It's because of this ability to find the best solution for a clients home loan many of Steve's clients refer their friends, family and business associates to him.

Arranging the home loan is only part of the service, Steve strongly believes you must protect what's precious to you - your loved ones, assets and your health. Steve will discuss the options with you.

During his 10 years of mortgage broking he has written over $400 million in home loans and saved 53 homes from mortgagee sale.

Fair Go: Steve Uncovers Dubious 'Buy Back' Mortgage Schemes

But that's only a small part of Steve's impressive resume'. Steve's ongoing commitment to doing what is best for people was recognised when Steve was publicly acknowledged and thanked by Kevin Milne of TV One's Fair Go program for helping families who were caught up in questionable "buy back" schemes. With the investigative nous of Simon Mercep, all five families had their homes returned to them, thanks to the help of Steve.

Outside the Office

Beyond work, Steve is a dedicated family man with three young children living on Auckland's, North Shore. He thoroughly enjoys watching and playing sports. From a spectator view Steve enjoys; All Blacks, Warriors, V8 Super Cars (Ford) and MMA (Mixed Martial Arts). He enjoys taking part in Brazilian Ju-Jitsu, Wing Chun Kung Fu, fishing (on his brother's boat) and spending time with his family.

After 22 years of working in the City, Steve moved his offices to the North Shore to avoid wasted hours in rush hour traffic. With his wife Joanne, they enjoy the lifestyle and spending precious family time on the beach picnicking, swimming and enjoying what this beautiful city has to offer.

Steve has been a member of the New Zealand Mortgage Brokers Association (NZMBA) since 2003 and has recently enrolled at OpenPolytech to complete the National Certificate of Financial Services L5 to be a Registered Financial Adviser, which is a new industry requirement; this includes registration with the Securities Commission.

Charities ADVOCO Supports
ADVOCO contributes to the following charities; The Breast Cancer Foundation, National Foundation for the Deaf, Kidney Foundation, World Vision, Lions Foundation and Westpac Helicopter Trust.

We Understand You
In short, Steve intimately understands the trials and tribulations of finding the right property, arranging the finance and then building or renovating before you move in – because he's done it himself, not only for his family, but for hundreds of other Kiwi families as well.

Doing the 'Hard to place home loans' is Steve's passion by helping people arrange or restructure their home loans so they can achieve their dreams. He enjoys meeting with clients to discuss ways to help out in these challenging times, especially reducing debt so that you become debt free. Steve prides himself on discovering solutions that seemed impossible to the banks or other mortgage brokers.

Become Debt Free with ADVOCO Mortgages
ADVOCO Mortgages & Insurance Limited offers an easy yet powerful programme that we are positive will aid the fast repayment of your mortgage and educate you on financial matters. Not only will you be able to relax knowing your money is taken care of, it won't put a strain on your lifestyle either.

We are committed to assisting clients every step of the way, making the whole process stress free.

Here at ADVOCO Mortgages we are confident in helping homeowners pay off their mortgages faster than they can imagine. We pride ourselves on accommodating the clients every need from basic financial help to large repayments. Our team have 20 years experience in the mortgaging and home loan brokering business.

Being an ex-banker we know how the banks think and eat and breathe lending criteria (sounds exciting) we come up with numerous options to suit your situation. Together we have an abundance of knowledge that is guaranteed to help aid you in the mortgage process. Our team is committed to assisting, advising and educating clients with their financial plan to repay their mortgage. We use an easy yet powerful programme that is effective and efficient in getting your money matters sorted, and it will not have an adverse affect on your lifestyle, so there is no need to stress.

Service and Follow Through
We pride ourselves on a high level of service that we know you will appreciate. We understand that everyone is different; therefore we tailor our programme to meet the needs of each individual client who is just as important as the last. Customer service is an important principle in our business as is our personalised approach to mortgage broking.

Your Success Comes First
When our clients succeed, we succeed. Your success is of upmost important to us and we know you will love the feeling of a life without debt, which is why we are so eager to help you out. We know that Kiwi's all want the same thing - a fulfilling life, without financial stress and the growth of money that you can keep and save, creating true wealth for you and your family.

Contact us today for a free, no obligation consultation about your goals. We're good listeners who are always interested in your future plans and how we can help you get to them just that little faster...

Contact us today on 0800 77 LOAN (0800 775 626)